DCA Calculator replays a recurring buy plan on real past prices (daily closes) and compares the result to a same-capital lump sum.
Unlike DCA Planner, this does not simulate the future — it answers “what if I had DCA’d?”.
What is this tool?
A dollar-cost-averaging backtest on historical prices.
Pick coin, amount, frequency and lookback.
Get invested capital, coins, average entry, P&L and edge vs lump sum.
How to read results
vs lump sum = DCA P&L minus P&L of investing everything on day one.
The chart shows cumulative cash invested versus mark-to-market value.
The table lists each historical buy (trimmed to recent rows if long).
Final spot comes from the live catalog when available.
Key signals and metrics
Prices come from Binance 1D USDT pairs via the dcc job.
Monthly = first trading day of each month in the series.
EUR converts amounts using the catalog’s implied FX.
Advanced use and combinations
Use DCA Planner for forward plans; Calculator to stress-test the past.
Compare weekly vs monthly on the same lookback.
Cross-check Average Price if you want to mirror the plan with real trades.
Using this tool on PEPS Crypto
Choose coin and amount in the site currency.
Set frequency and historical lookback.
Calculate and read summary, chart and schedule.
Open the Planner if you want a forward plan or PAC ladder.
How it works
- Select coin and amount per buy.
- Choose frequency and lookback.
- Press Calculate.
- Read P&L, vs lump sum and the curve.
- Compare with DCA Planner for the operational plan.
What to consider
- Fees and slippage are not modeled.
- Market gaps use the next available close.
- Not financial or tax advice.
Frequently asked questions
- Where do prices come from?
- Binance USDT daily closes stored in dcc_daily_prices (updated daily).
- Why is a coin missing?
- It needs a Binance *USDT pair and enough daily bars.
- Is this the same as DCA Planner?
- No — Planner = forward/scenario; Calculator = historical backtest.
Conclusion
A backtest does not guarantee future results.
Not financial advice.