Portfolio Health Check scores the holdings you already track in Portfolio Tracker — diversification, concentration, P&L balance, data quality and fit with current market stress.
It does not replace Portfolio Tracker. Add or edit holdings there (or via Average Price), then refresh this page for an updated score.
What is this tool?
A read-only health report on your current crypto book.
Five weighted pillars combine into a 0–100 score and a plain-language grade.
Findings highlight concentration, missing costs, drawdowns and stress vs majors.
How to read the results
Score and grade summarize overall health; pillars show where strength or risk sits.
Effective N is 1/HHI — higher means risk is spread across more names.
Top holding / top 3 weights flag single-name and cluster concentration.
Market fit blends your BTC+ETH share with the PEPS market stress index.
Key signals and metrics
Diversification: asset count and effective number of holdings.
Concentration: largest position and top-three share of portfolio value.
P&L balance: unrealized return and share of underwater positions.
Advanced usage and combinations
Use Average Price for accurate averages, push to Portfolio Tracker, then re-run Health Check.
In elevated stress, a higher majors share usually scores better on market fit.
Missing average costs weaken the data-quality pillar and blur P&L findings.
Using this tool on PEPS Crypto
Keep holdings up to date in Portfolio Tracker (logged-in account or guest browser storage).
Open Portfolio Health Check — the report runs automatically with your site currency.
Read score, pillars and findings; fix issues in Tracker or Average Price.
Re-check after rebalancing or when market stress changes by reopening the tool.
How it works
- Add holdings in Portfolio Tracker (or sync from Average Price).
- Open Portfolio Health Check (display currency comes from account / site settings).
- Review score, pillars and findings.
- Adjust concentration or costs in Tracker / Average Price.
- Reopen the tool after changes or when market stress shifts.
What to consider
- Only coins with live catalog prices contribute full market value.
- Stablecoins and fiat cash are included only if present as holdings.
- Not financial or tax advice.
Frequently asked questions
- Where do holdings come from?
- The same Portfolio Tracker book: MariaDB for signed-in users, localStorage for guests.
- Can I edit holdings here?
- No — this tool is read-only. Edit in Portfolio Tracker or Average Price, then refresh.
- How often does market context update?
- Market stress and BTC dominance refresh about every five minutes via the phc context job; spot prices follow the shared catalog (~1 min).
Conclusion
Treat the score as a checklist for allocation hygiene — not a buy/sell signal.
Not financial advice — education and portfolio hygiene only.