Smart Money Score reads large on-chain transfers from the whale engine and measures, per asset, how much value smart money is pulling off exchanges (accumulation) versus sending to exchanges (distribution).
On PEPS Crypto the tool is built into the dashboard with automatically refreshed data — use filters, rankings and linked tools to validate every signal before acting.
What is this tool?
Smart Money Score reads large on-chain transfers from the whale engine and measures, per asset, how much value smart money is pulling off exchanges (accumulation) versus sending to exchanges (distribution).
Score 50 is balanced; toward 100 means exchange outflows (accumulation) dominate, toward 0 means inflows (likely selling) dominate.
Out (accum) is USD withdrawn from exchanges to self-custody; In (distrib) is USD deposited to exchanges. Net flow is their difference.
How to read the results
Out (accum) is USD withdrawn from exchanges to self-custody; In (distrib) is USD deposited to exchanges. Net flow is their difference.
Accum / Distrib wallets count the distinct addresses on each side — broad participation is a stronger signal than one large transfer.
Switch the 6H / 12H / 24H / 48H window to compare short-term moves with the daily trend.
Only transfers above the minimum USD size are counted, so the score reflects whale-sized activity, not retail noise.
Key signals and metrics
Accum / Distrib wallets count the distinct addresses on each side — broad participation is a stronger signal than one large transfer.
Switch the 6H / 12H / 24H / 48H window to compare short-term moves with the daily trend.
Only transfers above the minimum USD size are counted, so the score reflects whale-sized activity, not retail noise.
Advanced usage and combinations
Exchange flows are a proxy for intent, not a guarantee — withdrawals can also be for staking, OTC or custody moves.
For stablecoins the reading inverts: inflows to exchanges often mean dry powder ready to buy, not selling.
Assets with very few flows have a noisier score; weigh the Flows column before acting.
Using this tool on PEPS Crypto
Score 50 is balanced; toward 100 means exchange outflows (accumulation) dominate, toward 0 means inflows (likely selling) dominate.
Out (accum) is USD withdrawn from exchanges to self-custody; In (distrib) is USD deposited to exchanges. Net flow is their difference.
Exchange flows are a proxy for intent, not a guarantee — withdrawals can also be for staking, OTC or custody moves.
Open the full guide from the link next to the tool for FAQs and best practices.
How it works
- Score 50 is balanced; toward 100 means exchange outflows (accumulation) dominate, toward 0 means inflows (likely selling) dominate.
- Out (accum) is USD withdrawn from exchanges to self-custody; In (distrib) is USD deposited to exchanges. Net flow is their difference.
- Accum / Distrib wallets count the distinct addresses on each side — broad participation is a stronger signal than one large transfer.
- Switch the 6H / 12H / 24H / 48H window to compare short-term moves with the daily trend.
- Only transfers above the minimum USD size are counted, so the score reflects whale-sized activity, not retail noise.
What to consider
- Exchange flows are a proxy for intent, not a guarantee — withdrawals can also be for staking, OTC or custody moves.
- For stablecoins the reading inverts: inflows to exchanges often mean dry powder ready to buy, not selling.
- Assets with very few flows have a noisier score; weigh the Flows column before acting.
- Wallet labels are inferred; an exchange that is not yet labelled may be miscounted as a personal wallet.
Frequently asked questions
- How reliable are the signals from this tool?
- Treat every reading as a hypothesis. Strong setups usually agree across multiple rows, timeframes or linked PEPS engines — not from a single highlighted value alone.
- Is this tool suitable for beginners?
- Yes. Start with one symbol or one ranked row, read the labels and confirmation panels, then open linked tools before sizing a live position.
- How often is the data updated?
- Refresh cadence depends on the engine — many trading scanners update every few minutes; on-chain and mining feeds may run on hourly timers. Check the Updated timestamp on the tool page.
Conclusion
Exchange flows are a proxy for intent, not a guarantee — withdrawals can also be for staking, OTC or custody moves.
For stablecoins the reading inverts: inflows to exchanges often mean dry powder ready to buy, not selling.